Guide to Buying your home
Step 1
Meet with a Heritage Agent
Getting to know you, your needs and your goals for your next property
Get setup on a property search with your custom criteria
Discuss Coming Soon inventory and Off Market properties
View properties electronically
Step 2
Pre-Qualify
We will connect you with a preferred lender to help you determine your buying power.
Coordinate and strategize with lender to discuss monthly payment, income, debt ratio, proof of funds, etc.
Discuss possibility of a 1031 exchange
Coordinate all tax exchange and accommodating professionals
Step 3
Visit Properties
Identify location area and specific properties to tour
Schedule showings in advance
Evaluate market activity & comps
provide feedback for the showings to help narrow down your goals
Step 4
Make an Offer
Submit an offer in writing
Determine offer price, down payment, lending terms, contingencies
Negotiate any counter offer from the sellers
Present escrow check
Step 5
Ratify Contract
All terms are agreed upon in writing
Open Escrow
Deposit escrow check
Schedule all inspections
Complete all loan documents with the lender
Step 6
Complete inspections
Complete Home Inspection
Complete Appraisal
Review title report
Review escrow interactions and estimated costs
Negotiate any necessary repairs
Remove all contingencies
Step 7
Preparing for Closing
Schedule final walkthrough
Schedule closing date
Certified funds for closing
Coordinate moving needs
Change address and utilities 10 days out
Step 8
Closing
Wiring instructions given to settlement attorney
Receive your new keys
Sign closing disclosure and deed
Transfer of title / Recordation
Congratulations!
